Popis: |
The structure of the master's thesis includes an introduction, three chapters, conclusion, list of sources used and appendices. The first chapter examines the theoretical foundations of the economic essence, functions and principles of lending. The work of a number of domestic economists considering the concept and essence of mortgage lending is studied, the author's position on the issues under consideration is expressed. The second chapter evaluates the Russian mortgage banking lending market, analyzes the credit process of Sberbank PJSC in the field of housing mortgage lending, and evaluates the financial performance of its activities. In the third chapter, the problems of the credit process of Sberbank PJSC in the field of housing mortgage lending were identified and measures were proposed aimed at expanding the possibilities of obtaining mortgage loans from the bank in order to increase demand for them. In conclusion, the main conclusions are formed. |