The Impact of Interest Rates and Income on Housing Prices
| Autor: | LIU, KUAN-CHIH, 劉冠志 |
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| Rok vydání: | 2019 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 107 This study uses the model of Reet, R.R. (2015), and derives the relationship between income and interest rate changes and the impact of housing prices. The objective function is used to derive the influence of interest rate and income on housing prices. The data analysis that from the perspective of buyers, interest rates have limits on house price changes. When interest rates are between 12% and 13%, the impact of interest rates on house prices will be minimized, and by changing the value of mortgage recourse, In the case of 100% of the mortgage recourse, the higher the rate of purchase, the smaller the interest rate will affect the house price. In this case, the consumption weight will not affect the interest rate. In contrast, the interest rate on the bank is positive for the house price. Relationships, the income is positively related to housing prices, and when the mortgage recourse is 50%-60%, it will minimize the impact of changes in income and housing prices. Keywords: interest rate, income, mortgage recourse, house price |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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