The Performance of Credit Union and Commercial Bank

Autor: Pei-Jung,Wu, 吳佩蓉
Rok vydání: 2019
Druh dokumentu: 學位論文 ; thesis
Popis: 107
This paper takes Taiwan's banking industry's operating performance as the research object and discusses the comparison between credit cooperatives and commercial banks. This study uses Data Envelopment Analysis (DEA) to evaluate the bank's business performance and select the research object's labor. With capital as input, the net interest income, investment income, and fee income are output items, and the total efficiency value between banks is obtained by the CCR model to analyze the correlation between the verification input and the output variable, and then Then analyze the bank operating efficiency value. The empirical results show that the most technically efficient ones are mostly public stock banks that have been established for a long time and have a certain level of scale and operation. The second is the transfer of public banks to private banks and foreign banks in Taiwan, credit cooperatives to banks, credit cooperatives. It is the bank with the lowest value, which indirectly shows that large banks have better comprehensive effects of lowering operating costs and improving capital efficiency.
Databáze: Networked Digital Library of Theses & Dissertations