A Comparative Study Of The Development Of Internet-Only Banks-Case Study Of Taiwan,Korean And China.
| Autor: | Pei-Jung Lee, 李佩蓉 |
|---|---|
| Rok vydání: | 2018 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 106 These years, Fintech has been the most popular words. Big data analysis, robo-advisor, internet finance, chatterbot are going to be a trend in the world. Consumer habits are changing gradually. It has been normal that people solve everything in their daily life by smartphone. In this situation, financial industry changed their attention from physical bank locations to bank services, also the regulation relax, internet-only banks rise again. Due to the development of trend, the Financial Supervisory Commission R.O.C. (Taiwan) announced formally to allow setting up the internet-only banks in April 2018. And explain the regulation in principle. The Financial Supervisory Commission R.O.C. (Taiwan) want to stimulate innovation of the financial industry in Taiwan to provide the financial services which are more convenient and perfect through the different style of banks. This study has the follow steps. First is to explain the definition of the word “Internet-only bank”. Through the comparative analysis method, to compare the different between internet-only bank and traditional bank, online banking, digital banking, force the position of internet-only bank. Second, introduce the history of non-physical bank services, know the environment and challenge of internet-only banks 20 years ago. Then focus on the Korean and China which are the countries that set up the internet-only banks these years. To understand the reason that internet-only bank was set up and the history, regulation, challenge. And also in Taiwan. Finally, analyze the possible challenge that Taiwan could have. And make a suggestion as a reference. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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