The relationship between financial indicators and bank performance

Autor: Chih-hsiang Yang, 楊智翔
Rok vydání: 2018
Druh dokumentu: 學位論文 ; thesis
Popis: 106
Along with the changes in the financial environment and the emerging financial crisis events, the banking is very competitive and hard to operating.Each enterprise managers want to find ways to improve their business performance. The study uses financial indicators to analyze the relationship between these indicators and business performance of banks, through the establishment of a simultaneous equations to explore bank profitability, asset quality, and capital adequacy and the indicators. Also, the study included economic cycle and deposited as other explanation variables for analysis. The evidence found that scale for asset quality and capital adequacy rate is not a positive impact, but quite helpful for profitability; and the enhancement of the deposit ratio for profitability and asset adequacy is having a positive impact, but which will decrease the NPL coverage ratio and cause poor quality of assets .Business cycle will have a positive impact on all three orientations. Finally, the increase of NPL would decrease the asset adequacy and can also increase the NPL coverage ratio and profitability. This study discuss these indicators and banking performance which is aimed to help managers to determine the future direction and the development of enterprises. Government sector can also implement the law of capital adequacy and asset quality to reduce risk, and improve the operating performance of the banking, which will strengthen the stability of the financial system and promote economic development .
Databáze: Networked Digital Library of Theses & Dissertations