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Autor: Mei-Chuan Chen, 陳美娟
Rok vydání: 2018
Druh dokumentu: 學位論文 ; thesis
Popis: 106
The payment system of human beings’ life is from barter, gold, paper money, plastic money, virtual currency, evolution to the use of automated equipment. The first private bank ‘Venetian Bank’ was born in the history of the West in 1171. Since 2010, smart phones and tablet computers have gradually increased, and the mobile communication devices are closer to people's lives. Consumers’ spending habits have created new changes, and mobile payments are rapidly replacing existing cash and credit card payment methods. All kinds of payment merchants hope to provide more convenient, faster and more user-friendly experience, help mobile payment to enter every consumer life field, and make mobile payment the first choice for consumers. According to the statistics of the Financial Supervisory Commission of Taiwan, as of 2016, mobile payments in Taiwan accounted for 34% of the total consumption, which remained relatively low compared with its neighboring countries. South Korea accounted for 77%, Hong Kong accounted for 65%, and Singapore accounted for 53%. To catch up with other countries, the government and related businesses all play a very important role. These emerging payment methods have become more innovative and diversified. In 2013, the global mobile device transactions only accounted for 4% of the credit card and cash card transactions. However, the United States has grown at an alarming rate over the past five years, with a compound growth rate 118%. However, under the threat of information security and the trend of competition among various innovative industries, the development trend of mobile payment is competitive butand worth of expecting. All related industries, also have to respond by multiple strategies.
Databáze: Networked Digital Library of Theses & Dissertations