Analyzing the Key Factors of Credit Quality in Credit Cooperatives
| Autor: | YEH, CHING-LUNG, 葉清龍 |
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| Rok vydání: | 2018 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 106 Taiwan's early financial markets belonged to the oligopoly market, Whether the community financial institutions or banking institutions, its business is still well said, profits are also generous. However, with the liberalization of the economy and the opening up of the financial markets, the deposit spreads of financial institutions are getting less and less and the interest rate risks are getting higher and higher under the circumstances of competition. This makes it difficult for credit cooperatives to cope with other financial Institutions compete, However, no matter how innovative financial products are limited by the laws and regulations, deposits and loans are still the two main traditional credit cooperatives businesses. This study uses DEMATEL to explore the key factors of the credit quality of credit cooperatives. The results show that the key consideration of credit cooperatives in credit business is the financial structure, financial status, guarantee of creditor's rights and security. It is suggested to further strengthen the professional knowledge of credit officers and credit officers in order to avoid overdue loans. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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