Analysis of Collapse Factor of P2P Lending Model Been Went Under
| Autor: | HUANG,ZI-HANG, 黃子航 |
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| Rok vydání: | 2017 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 106 Net credit, that is, point to point credit, or personal personal credit. Simply put, there are funds and have financial investment ideas of the individual, through the intermediary to matchmaking, the use of credit loans to the funds to other people who have borrowing needs. Among them, the intermediary is responsible for the borrower's economic efficiency, management level, development prospects and other circumstances to conduct a detailed inspection, and charge account management fees and service fees and other income. This study collected from 2014 to 2016 mainland P2P Internet financial platform for the closure of the list, and in detail may affect the final cause of its collapse of the factors, the official website platform to introduce the number of words, registered capital, whether the registration of the provincial capital, China Baidu Encyclopedia introduced, ICP license presence. The results show whether the registration site for the provincial capital and ICP license whether the impact of its failure is the most critical factors. In addition, the platform is in the future if we can move towards speeding up the P2P industry legislation process, clear the industry supervision and management departments, access the central bank credit system, the establishment of industry self-discipline association, strengthen the third-party supervision of funds, Will be able to promote P2P Internet financial platform more vigorous development. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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