The Assurance of Safety and Profitability for Loans ofSmall and Medium Enterprises Using Efficient Credit Process
| Autor: | Yue-Lin Chen, 陳雨臨 |
|---|---|
| Rok vydání: | 2010 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 98 Since government positively helps finance small and medium enterprises (SMEs), the bank loans for SMEs continuously increase. In order to reduce loan violations of SMEs and reduce bad debt of banks, banks should simultaneously use the financial surface and the non-financial surface to conduct the review of credit procedures. Meanwhile, banks should use the job management mechanism to establish early time crisis. In order to prevent the occurrence of bad claim imperceptibly and to improve the robust operation of banks, this thesis mainly discusses the credit development and the credit management flow. This thesis shows that unambiguous credit policy and reasonable credit control system should enhance credit quality and guarantee banks make safe profits in the stable growth business. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
| Externí odkaz: |
|