The Analysis of Commercial Loans from Trust Intuition as An Example
| Autor: | Ya-Hui Hsieh, 謝雅惠 |
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| Rok vydání: | 2008 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 96 During the economic development in Taiwan, the small business plays a very important rule and establishes the economic foundation. According to the difference in operational system from the large industry, the small business is difficult to finance and inefficient to apply for capital. This study examines the factors of financial and non-financial variables that cause the small business to default. Our business lending samples use a certain loan financial institution in central Taiwan, and apply the Logistic Regression model to analyze. The results indicate that the economic growth ratio, whether the business provide the guarantees or not, the term of loan, the education and the record if the business has defaulted ever. Furthermore, the influence of the financial variables on the default is not obvious. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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