Application of the Second Evaluation Mechanism of Credit Risk in Credit Policy
| Autor: | Yaoli Huang, 黃嬈莉 |
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| Rok vydání: | 2004 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 92 Because of information asymmetry between the banks and the borrowers, credit granting is an important issue for every bank’s operation. This thesis intends to study that, under the basic evaluation mechanism of credit risk, in which situation, they need the second evaluation mechanism of credit risk to get more valuable and reliable information which is to improve the quality and effectiveness of credit granting and to lower bad debits. This study uses an analytical model to discuss the conditions and limitations of executing the second evaluation mechanism of credit risk. Finally, we discuss the effects of related variables on executing the second evaluation mechanism of credit risk. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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