Financial Institutions Set Up Deposit-Goals For Branch Operation -The Case Of Credit Cooperative Association
| Autor: | Chin-Cheng Lo, 羅志成 |
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| Rok vydání: | 1999 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 87 Bank''s growth depends on deposit''s growth. Not only internal factors of branch but external factors affect attraction of deposit. However, when domestic papers discuss the performance of bank, they only take internal factors of banks into account. Other factors such as: population and economic condition around the branch, compete against other financial institution, which are not taken into account. The character of this paper refers Yorkshire Model which was adopted by English bank in practice, and considers external factors to help financial institution to set up a deposit-goal model through stepwise regression. The sample is a Credit Cooperative Association in Kaoshiung, and investigation period is from Jan 1993 to Dec 1997. The findings are summarized as follow: 1. Deposits is determined by Branch Age, Total number of factory, Footage of retailer, Land Price of commercial region and Number of Competitor Bank''s branch.. We can find the theoretical value of deposit through these five variables. 2. Bank can set up a deposit-goal for branch through making use of theoretical predictor and practical amount of deposits last year. 3. Banks can rank the value of deposit-performance to evaluate the performance of branch.. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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