The Research about Cnojugating Public and Private Pensions
| Autor: | Huang, Jackie, 黃逸杰 |
|---|---|
| Rok vydání: | 1997 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 85 The research about conjugating public and private pensions Since Taiwan is facing the transition of aging population and declining familyresources to care for the elderly. The importance of contracting a comprehensive pension system has gained more recongnition in recent years. The social security system in Taiwan has not well developed to protect the elderly from various risks. While the National Health Insurance has been put into practice since 1995. A national pension scheme is still in contemplation and may only be implemented in 2000 at the earliest. From historical perspective, most industrialized countries have developed generous public or statutory pension schemes during the late 1950s and 1960swhen the ecomomy grew fast and the population struture was much younger them now. However the trend has turned since mid-1970s when the system began to cut the benefit level in their public pension schemes while relied more onsupport from the private sector. This paper aimed to review the recent development of pension schemes in some industrialized countries and try to makesome suggestion about the coustruction of the pension system in Taiwan. Recent development of occupational schemes in most industrialized courties reveals that increasing importance of the occupational pension and there is a trend of more tion and toward defined- contribution schemes.The review of Taiwan''s current two-tier old-age protection system shows thatgovernment employees have been well protected, while most laborers were not covered by dependable retirement scheme. It is found that the predominance ofsmall firms, lack of social consesus and limited government capability led tothe low coverage, poor compliance and wndependable provision of existing mandatory retirement schemes for the laborers. We suggested that current schemes maintain private managed and compulsory, while improving coverage and portability by allowing the choice of defined-contribution schemes, especiallyfor small firms, and individual retirement accounts for self-employed. |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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