Mecanismul supravegherii sistemului financiar în Uniunea Europeană
Autor: | Belobrov, Angela |
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Rok vydání: | 2014 |
Předmět: |
Politikwissenschaft
Wirtschaft Political science Economics European System of Financial Supervisors (ESFS) banking union single supervisory mechanism (SSM) single mechanism of resolution (SMS) Europapolitik Wirtschaftspolitik European Politics Economic Policy EU Geldpolitik Bankenaufsicht Regulierung Europäische Zentralbank monetary policy banking supervision regulation European Central Bank 10500 |
Zdroj: | Studii Europene, 1, 64-83 |
Druh dokumentu: | Zeitschriftenartikel<br />journal article |
ISSN: | 2345-1041 |
Popis: | The health of the economy and the effectiveness of monetary policy depend on a sound financial system. Bank supervision involves monitoring and examining the condition of banks and their compliance with laws and regulations. If a bank under the Central Bank’s or other authority's jurisdiction is found to have problems or be non compliant with the authority of supervision may use its authority to request that the bank correct the problems. Bank regulation includes issuing specific regulations and guidelines to govern the operations, activities and acquisitions of banking organizations. On other hand, both theory (game theory) and practice (recent financial crisis) indicate that national interests prevail in cross-border resolution. National authorities aim for the least-cost solution for domestic taxpayers. This results in an undersupply of the public good of communautaire and global financial stability. To preserve the internal market in banking, this paper proposes a supranational approach to banking supervision and resolution in Europe. |
Databáze: | SSOAR – Social Science Open Access Repository |
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