| Autor: |
Alexandrina Brinza, Ioana Lazarescu, Doina Iacob |
| Jazyk: |
angličtina |
| Rok vydání: |
2024 |
| Předmět: |
|
| Zdroj: |
Ovidius University Annals: Economic Sciences Series, Vol XXIV, Iss 1, Pp 581-588 (2024) |
| Druh dokumentu: |
article |
| ISSN: |
2393-3127 |
| Popis: |
The analysis of data concerning non-bank financial institutions in Romania reveals a consistent increase in loan issuance over the past 11 years, especially in the context of the pandemic. The excessive growth in the number of loans has generated an elevated risk of non-repayment, necessitating careful debtor management. Warning signs, such as decreasing available funds and payment delays, represent critical points for assessing credit risk. National-level analysis underscores the importance of implementing preventive measures to avoid the risk of bankruptcy. Non-bank financial institutions must adopt proactive and adaptable strategies to efficiently manage the loan portfolio and ensure the long-term stability of the financial sector. |
| Databáze: |
Directory of Open Access Journals |
| Externí odkaz: |
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