Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia

Autor:	Sartika Djamaluddin, Achmad Nizar Hidayanto, Sita Wardhani
Jazyk:	angličtina
Rok vydání:	2016
Předmět:	perception financial inclusion adoption of e-money social assistance Economic growth development planning HD72-88 Regional economics. Space in economics HT388
Zdroj:	Economic Journal of Emerging Markets, Vol 8, Iss 1, Pp 13-24 (2016)
Druh dokumentu:	article
ISSN:	2086-3128 2502-180X
DOI:	10.20885/ejem.vol8.iss1.art2
Popis:	Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low.
Databáze:	Directory of Open Access Journals
Externí odkaz:	https://doaj.org/article/f6825f89ced54343adf34147f6c07cec Zobrazit plný text záznamu View record in DOAJ