Fintech regulation in the European Union: trends and blurred lines
Autor: | Janika Aben, Paula Etti |
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Jazyk: | Spanish; Castilian |
Rok vydání: | 2022 |
Předmět: | |
Zdroj: | Revista CIDOB d'Afers Internacionals, Iss 131, Pp 95-113 (2022) |
Druh dokumentu: | article |
ISSN: | 1133-6595 2013-035X |
DOI: | 10.24241/rcai.2022.131.2.95/en |
Popis: | Digitalisation, innovative financial services technologies and new business models hope for borderless markets. Financial technology (Fintech) is looking to be another player in this market. In order to increase the integrity of the EU common market and the size of its capital market, new legislative initiatives have been designed to level the playing field for all participants and to rethink the traditional concepts of capital flows and instruments and the risks associated with opening the capital market up to new participants. Financial services like crowdfunding platforms are transforming the services concept, while the risks associated with the digital operations of financial services place the entire digital finance world on the same level. In this context, this paper examines the EU's efforts to create a seamless legal environment. |
Databáze: | Directory of Open Access Journals |
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