Popis: |
The author examines the concept of security, financial security of a person, problems and trends in lending, mortgage housing loans and car loans to individuals. The analysis of the dynamics of various types of lending, overdue debt, the number of operating credit institutions, interest rates and their relationship with debt on mortgage loans is given. Satisfaction of individuals with the current financial situation and changing risks for the financial security of a person are investigated. The main directions of improving the protection of the individual in this segment, the conditions for improving the protection of the borrower, and ensuring the personal safety of citizens are proposed. |