The Recommendations for Determining the Stability of the Process of Bank Crediting

Autor: Azarenkova Galyna M., Shkodinа Iryna V., Babenko Maksym V.
Jazyk: English<br />Russian<br />Ukrainian
Rok vydání: 2019
Předmět:
Zdroj: Bìznes Inform, Vol 2, Iss 493, Pp 367-374 (2019)
Druh dokumentu: article
ISSN: 2222-4459
2311-116X
DOI: 10.32983/2222-4459-2019-2-367-374
Popis: The article provides methodical recommendations for determining the stability of the process of bank crediting on the basis of the definition of stability of time series according to the Foster-Stuart criterion, allowing for comprehensive analyzing of stability of banking institutions and for timely responding to both globalization and internal challenges. The proposed recommendations for determining the stability of the process of bank crediting creates an opportunity to consider statistically substantiated the conclusion that during the period of 2016–2018 this process was precarious. As for the time series of indicators defining the status change of banking system, the authors suggest to consider the characterization of its stability as multiple-criteria. Stability of the economic process is defined as an aggregate of indicators: average value of number of observations; mean root square deviation of number of observations; coefficient of variation of number of observations; relative magnitude of number of observations; average absolute growth at the i-m interval. Focusing on the specific problematic factors distorts the accuracy of analysis, therefore, all factors should be considered in an integrated manner. The developed methodology provides the possibility to predict development and level out the impact of negative factors, to make efficient decisions on regulation of financial system.
Databáze: Directory of Open Access Journals