Culture, money attitudes and economic outcomes

Autor:	Caroline Henchoz, Tristan Coste, Boris Wernli
Jazyk:	angličtina
Rok vydání:	2019
Předmět:	Social values Culture Personal finance Money Education Savings Statistics HA1-4737 Economics as a science HB71-74
Zdroj:	Swiss Journal of Economics and Statistics, Vol 155, Iss 1, Pp 1-13 (2019)
Druh dokumentu:	article
ISSN:	2235-6282
DOI:	10.1186/s41937-019-0028-4
Popis:	Abstract Using novel survey data, we examine attitudes towards money and to what extent they affect economic outcomes in Switzerland. We find that three main types of attitudes towards money co-exist: the prestige and power attitude, the money management attitude and the goal-oriented attitude. The distribution of these attitudes differs across Switzerland’s linguistic regions; all of them are more significant in the French-speaking part, compared to the German- and Italian-speaking parts of Switzerland. Attitudes towards money shape financial behaviour, but the relationship varies depending on the type of financial behaviour. Culturally shaped attitudes to money are mostly linked with indebtedness; a finding that could help design better financial literacy programmes.
Databáze:	Directory of Open Access Journals
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