ANALISIS PENGARUH KARAKTERISTIK BANK DAN INFLASI TERHADAP NET INTEREST MARGIN Studi Kasus Pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Tahun 2006-2010

Autor: Taufik Hidayat, Hamidah Hamidah, Umi Mardiyati
Jazyk: indonéština
Rok vydání: 2012
Předmět:
Zdroj: Jurnal Riset Manajemen Sains Indonesia, Vol 3, Iss 1, Pp 1-20 (2012)
Druh dokumentu: article
ISSN: 2301-8313
Popis: This paper investigates the influence of bank’s characteristics and inflation on commercial bank’s interest margins in Indonesia for the 2006-2010 period. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and efficiency have a positive and significant impact on bank’s net interest margins. The bank size and liquidity have a negative and significant impact on bank’s net interest margins. We also find that inflation has a negative and significant impact on net interest margin (at level 10%).
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