Models and methodologies for credit scoring in personal banking: A literature review

Autor: David Esteban Rodríguez-Guevara, Jairo Alfonso Becerra-Arévalo, Daniel Cardona-Valencia
Jazyk: Spanish; Castilian
Rok vydání: 2017
Předmět:
Zdroj: Revista CEA, Vol 3, Iss 5, Pp 13-28 (2017)
Druh dokumentu: article
ISSN: 24223182
2390-0725
2422-3182
DOI: 10.22430/24223182.645
Popis: This paper provides a literature review on risk scoring models for credit granting in personal banking. The methods by Abdou & Pointon (2011), Glennon, Kiefer, Larson, & Choi (2008), and Saavedra-García (2010) are considered. The aim is to create a sorting scheme to explain the multiple mathematical and econometrical models used for credit scoring and to produce an up-to-date list supported by scholars and experts in the field.
Databáze: Directory of Open Access Journals