Explorando la relación entre políticas crediticias y resultados de la banca española ex-post.

Autor: Francisco Jaime Ibáñez Hernández, Miguel Ángel Peña Cerezo, Andrés Araujo de la Mata
Jazyk: English<br />Spanish; Castilian
Rok vydání: 2008
Předmět:
Zdroj: Universidad y Empresa, Vol 10, Iss 14, Pp 11-33 (2008)
Druh dokumentu: article
ISSN: 0124-4639
2145-4558
Popis: This paper analyzes the relationship between bank credit policies and their ex-post performance. Literature review reveals that, sometimes, credit markets can be affected by a stronger endogenous component that usually assumed. We propose that the growth speed of the bank credit portfolio in expansive cycles is related to its ex-post performance once the recession cycle begins. The analysis outcomes refl ect a strong relation between the speed in the expansion of the credit and a poorer behaviour of the benefi ts, returns and insolvencies.
Databáze: Directory of Open Access Journals