Explorando la relación entre políticas crediticias y resultados de la banca española ex-post.
Autor: | Francisco Jaime Ibáñez Hernández, Miguel Ángel Peña Cerezo, Andrés Araujo de la Mata |
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Jazyk: | English<br />Spanish; Castilian |
Rok vydání: | 2008 |
Předmět: | |
Zdroj: | Universidad y Empresa, Vol 10, Iss 14, Pp 11-33 (2008) |
Druh dokumentu: | article |
ISSN: | 0124-4639 2145-4558 |
Popis: | This paper analyzes the relationship between bank credit policies and their ex-post performance. Literature review reveals that, sometimes, credit markets can be affected by a stronger endogenous component that usually assumed. We propose that the growth speed of the bank credit portfolio in expansive cycles is related to its ex-post performance once the recession cycle begins. The analysis outcomes refl ect a strong relation between the speed in the expansion of the credit and a poorer behaviour of the benefi ts, returns and insolvencies. |
Databáze: | Directory of Open Access Journals |
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