Data processing related to the impact of performance expectation, effort expectation, and perceived usefulness on the use of electronic banking services for customers of Jordanian banks
Autor: | Omar Mohammad Ali Alqudah, Baker Akram Falah Jarah, Abdul Razzak Alshehadeh, Zeyad Almatarneh, Mohammed Zakaria Soda, Haneen A. Al-Khawaja |
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Jazyk: | angličtina |
Rok vydání: | 2023 |
Předmět: | |
Zdroj: | International Journal of Data and Network Science, Vol 7, Iss 2, Pp 657-666 (2023) |
Druh dokumentu: | article |
ISSN: | 2561-8148 2561-8156 |
DOI: | 10.5267/j.ijdns.2023.3.006 |
Popis: | The aim of this study was to investigate and identify the influence of performance expectation, effort expectation, and perceived usefulness on the usage of electronic banking services by Jordanian bank customers. The study used a quantitative method, with questionnaires administered to Jordanian bank clients. The statistics support the association between performance expectation, effort expectation, perceived utility, and the usage of electronic banking services. This implies that these characteristics have a major influence on Jordanian bank customers' electronic banking services. The association between performance expectation and use of electronic banking services is the strongest, followed by effort expectation and use of electronic banking services, and the poorest between perceived usefulness and use of electronic banking services. Even the most tenuous association (perceived usefulness and use of electronic banking services) is statistically significant. These findings also imply that banks seeking to boost the usage of electronic banking services should concentrate on improving consumers' perceptions of performance and effort expectations, as well as perceived usefulness. |
Databáze: | Directory of Open Access Journals |
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