The performance of third-party funds, consumption credit and profitability

Autor: Herry Achmad Buchory, RA. Dwi Utami Widyawati
Jazyk: English<br />Indonesian
Rok vydání: 2022
Předmět:
Zdroj: JPPI (Jurnal Penelitian Pendidikan Indonesia), Vol 8, Iss 4, Pp 1029-1037 (2022)
Druh dokumentu: article
ISSN: 2477-8524
2502-8103
DOI: 10.29210/020221700
Popis: Banks are financial institutions that can collect and distribute funds directly to the public for profit. In carrying out these functions and objectives, the bank has a strategy of raising funds and distributing credit. The purpose of this study was to determine the effect of Third-Party Fund Performance, and Consumption Credit on Profitability. The research method used is descriptive and verification methods with a quantitative approach with a sample of 28 units of secondary data. The data analysis technique used is multiple linear regression. The results of the research analysis show that partially Third-Party Funds have no significant effect on Return on Assets (ROA); Cost of Funds has a significant effect on ROA and Consumption Credit has no significant effect on ROA. Simultaneously Third-Party Funds, Cost of Funds, and Consumption Credit have a significant effect on ROA.
Databáze: Directory of Open Access Journals