| Autor: |
Beranová Markéta, Navrátilová Miroslava |
| Jazyk: |
English<br />French |
| Rok vydání: |
2021 |
| Předmět: |
|
| Zdroj: |
SHS Web of Conferences, Vol 129, p 02001 (2021) |
| Druh dokumentu: |
article |
| ISSN: |
2261-2424 |
| DOI: |
10.1051/shsconf/202112902001 |
| Popis: |
Research background: The role of knowledge and information in today's globalized world is growing. In today's globalized world, moreover, under the influence of the COVID-19 pandemic, financial management is crucial. Purpose of the article: The aim of the presented article is to evaluate financial literacy with a focus on saving part of income as a reserve amongst the young university students. Methods: Primary data were obtained by a quantitative research using a questionnaire survey (n = 1 437) in 2018 amongst full time bachelor and master degree students at three selected universities. Selected universities are focus on economy and agriculture and each of them is from another region of the Czech Republic. In the analytical part of article was used testing of statistical hypotheses. Findings & Value added: The attitude of the respondents was examined by asking whether they store a part of their income as a reserve in case of an unforeseen situation, i.e., whether they form a kind of financial reserve. Of the total number of respondents, 76.83% (1,104) declared that they saved part of their income for unforeseen situations or for other needs. Other respondents, 23.17% (333), stated that they do not create such a reserve. Statistical evaluation proved a dependence between the sex of respondents and the responses mentioned above (the structure of the responses in relation to the gender of the respondents shows that more than half of those who answered that they save part of their income as a reserve are women). |
| Databáze: |
Directory of Open Access Journals |
| Externí odkaz: |
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