The Development of Financial Market in the Conditions of Digitalization of Economy
| Autor: | Hariaha Lesia О. |
|---|---|
| Jazyk: | English<br />Russian<br />Ukrainian |
| Rok vydání: | 2018 |
| Předmět: | |
| Zdroj: | Bìznes Inform, Vol 11, Iss 490, Pp 388-393 (2018) |
| Druh dokumentu: | article |
| ISSN: | 2222-4459 2311-116X 23558466 |
| Popis: | The article is aimed at defining the features of functioning of the financial market of Ukraine in conditions of digitalization of economy and characterizing the «digital» business models of its development. It is determined that the ratio of capitalization of the listed companies and bank credits in Ukraine testifies to the bank-centric model of development of the financial market of Ukraine and to the considerable exceeding of the sum of banks credits over the size of capitalization of the listed companies of Ukraine. New digital technologies that influence the development of the financial system are systematized. The «traditional» and the «digital» business models of the financial market are allocated. The «digital» business models of the financial market are characterized. The latter include: market of digital currencies, lending without intermediaries, crowdfunding, internet trading, currency exchange platforms, payment services, internet banking, mobile banking, fintech, insurtech. Prospect for further research is exploration of forms and mechanisms for interaction of banking institutions and fintech companies. |
| Databáze: | Directory of Open Access Journals |
| Externí odkaz: |
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