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This paper explores the financialisation of housing in Germany’s social rental housing sector, focusing on the lived experiences of tenants. Drawing on a relational feminist lens, the study examines how macro-level policy shifts, financialised management practices, and tenants’ lived experiences intersect to drive housing precarity. Through the case study of Vonovia, Germany’s largest financialised landlord, the paper illustrates how institutional investors maximise profits by upgrading properties, increasing rents, and displacing vulnerable tenants. The research, based on tenant interviews and document analysis, sheds light on the emotional and material impacts of housing financialisation and the growing disconnect between tenants and their homes. The findings reveal that the financialisation of social rental housing undermines social cohesion, disrupts everyday life, and deepens feelings of alienation and fragmentation |
