MSMES INTEREST IN THE USE OF SHARIA E-PAYMENT: EXPANDED IMPLEMENTATION OF THE TECHNOLOGY ACCEPTANCE MODEL (TAM)

Autor: Ike Dwi Agustina, Rahmatul 'Aini Wahidiyah, Abdullah Afif Misbahuddin, Mega Noerman Ningtyas, Eka Wahyu Hestya Budianto
Jazyk: English<br />Indonesian
Rok vydání: 2024
Předmět:
Zdroj: Jurnal Ilmiah Bisnis dan Ekonomi Asia, Vol 18, Iss 1 (2024)
Druh dokumentu: article
ISSN: 0126-1258
2620-875X
DOI: 10.32815/jibeka.v18i1.1905
Popis: Advances in technology and information encourage the development of payment methods using electronic devices (e-payment) to exchange goods and services without needing cash. This study examines the factors that influence the interest of MSMEs in Malang City, especially in the culinary field, in using Sharia e-payments by expanding the TAM model. This type of research is descriptive quantitative. The survey used a structural equation model (SEM) with the Amos software test tool (Versi 26). One hundred twenty-five respondents were collected as a test. The results show that PS has an insignificant effect on PU and PEOU. PEOU influences PU. PFC has a significant negative effect on Islamic e-payment IU. PU has no significant effect on the IU of Sharia e-payments. Meanwhile, PEOU influences IU Sharia e-payments.
Databáze: Directory of Open Access Journals