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The paper deals with the concept and importance of self-regulation and autonomous legal sources of commercial law, particularly contract law and the banking sector. It deals with several topics: (i) whether the Obligation Code in terms of self-regulation is appropriate and modern, (ii) whether the deletion in Law of obligations regulated banking chapters in appropriate way, (iii) whether the aspects of self-regulation or modern complex contracts, such as leasing, franchising, factoring may be considered as adequate substitute legal sources, (iv) whether the extent to which self-regulation and autonomic regulation of banking business practices replaced nonexistent provisions of the Obligation Code or other parts of the commercial contracts. The autonomy and self-control approach increase the capacity of the business sector. Both of them are considered as complementary legal sources and they are not considered as substitute for regulation and part of the strategy of the state (regulating smarter). Self-regulation and autonomy cannot be considered as a tool for reducing concern for safety, the environment and important values. Prispevek obravnava pojem in pomen samoregulative oziroma avtonomnih virov v gospodarskem pravu, posebno v gospodarskem pogodbenem pravu in bančnem sektorju. Obravnava vprašanja, (i) ali je OZ z vidika samoregulacije primeren in moderen; (ii) ali je bilo črtanje v ZOR urejenih bančnih poglavij primerno;(iii) ali samoregulacija modernih (avtonomnih) pogodb (lizinške, franšizinške, faktorinške) ustrezno nadomešča zakonsko neurejenost; (iv) v kolikšni meri lahko samoregulacija oziroma avtonomna ureditev bančnih poslov, uzanc, poslovnih običajev nadomesti neobstoječe določbe OZ ali druge dele gospodarskega pogodbenega prava, pri čemer imamo s tem v mislih zlasti kodekse stanovskih združenj. Analizira tudi vprašanja, ali je OZ z vidika samoregulacije primeren in moderen, ali je bilo črtanje bančnih poglavij primerno, ali samoregulacija modernih (avtonomnih) pogodb (lizinške, franšizinške, faktorinške) ustrezno nadomešča zakonsko neurejenost, v kolikšni meri lahko samoregulacija nadomesti določbe OZ (bančni posli, uzance, poslovni običaji) in druge določbe GP. V sklepu ugotovimo, da sta nadzorovana samoregulacija in avtonomija urejanja pristopa, ki povečujeta sposobnost gospodarskega sektorja. Sta dopolnitev, ne pa nadomestek zakonske ureditve in del strategije države (regulating smarter). Samoregulacija in avtonomija ne pomenita zmanjšanja skrbi za varnost, okolje in pomembne vrednote. |
