IFC Mobile Money Study 2011 : Sri Lanka

Autor: International Finance Corporation
Jazyk: angličtina
Rok vydání: 2011
Předmět:
MASS MARKET
PERMANENT MAILING ADDRESS
SAVINGS BANK
CURRENT ACCOUNTS
SOURCE OF FUNDS
DEPOSIT
ATMS
BLACK MARKET
BROAD ACCESS
CREDIT CARD
BALANCE INQUIRIES
CASH PAYMENTS
NEW COMPANY
E-PAYMENTS
NONBANKS
PENETRATION RATE
INCOME
ADVERTISING
ACCESS TO BANK ACCOUNTS
URBANIZATION
BANK OF THAILAND
REGULATORY ENVIRONMENT
GOVERNMENT PENSION
REGULAR PAYMENTS
POINT-OF-SALE
MASS TRANSIT
MEDIUM ENTERPRISES
BUSINESS DEVELOPMENT
DEVELOPMENT BANKS
CALL CENTER
EARNINGS
BANK ACCOUNTS
RESPONSIBILITIES
WEB SITES
INCOMES
METROPOLITAN AREAS
POINT OF SALE
DEPOSITS
NEW BUSINESS
REMITTANCE
SOCIOECONOMIC DATA
INTERNATIONAL FINANCE
VARIABLE COSTS
AUTOMATED TELLER MACHINES
BANKING FEES
DEBIT CARDS
SMALL BUSINESSES
RETAIL SAVINGS
BANKING INDUSTRY
SERVICE PROVIDER
STATE BANKS
TRANSACTION FEE
ID
MICROFINANCE INSTITUTION
ACCESS TO FINANCIAL SERVICES
MARKETING STRATEGY
TRADITIONAL BANKING
SPECIALIZED BANKS
FINANCIAL SERVICES
ACCOUNT HOLDERS
FINANCIAL LITERACY
MERCHANTS
CONSUMERS
MONEY ORDERS
MICROCREDIT
EMPLOYEE
ATM PENETRATION
BANK ACCOUNT
REGISTRATION PROCESS
AUDITS
INFORMAL LOANS
WHITE-COLLAR WORKERS
KNOWLEDGE LEVELS
PREMIUM RATE
START-UP
FORMAL FINANCIAL SECTOR
BANK CHARGES
MONTHLY INCOME
AVERAGE EXCHANGE RATE
BARRIERS TO ENTRY
FINANCIAL POSITION
MONIES
REGULATORY FRAMEWORK
FINANCIAL SYSTEM
LIABILITY
FINANCIAL INSTITUTIONS
BALANCE INQUIRY
ECONOMIC ACTIVITIES
MONTHLY PAYMENTS
HOUSEHOLDS
BANKING SERVICES
BUSINESS MODELS
MEDICAL BILL
PUBLIC TRANSPORT
BANKS
CONSUMER
UNION
MARKETING EFFORT
MOBILE PHONE
LOAN
RISK PROFILE
SECURITIES
MARKET SHARE
MICROFINANCE
INCOME GROUPS
DEVELOPMENT BANK
BUSINESS OPPORTUNITIES
MONEY ORDER
SUBSIDIARY
ADVERTISEMENTS
CASH WITHDRAWAL
MONEY TRANSFER
SOCIOECONOMIC BACKGROUNDS
CREDIT CARD COMPANY
TELECOMMUNICATIONS EQUIPMENT
PENSION ACCOUNTS
SMALL FARMERS
STARTUP CAPITAL
DEBIT CARD
START-UP CAPITAL
FAMILY BANK ACCOUNTS
DEPOSITORS
MASS MEDIA
SMART CARD
CREDIT CARD PAYMENT
GOVERNMENT PENSIONS
LACK OF AWARENESS
NEW TECHNOLOGIES
MARKET SEGMENTS
CREDIT MARKET
GENDER
SUPPLY CHAIN MANAGEMENT
TRANSACTION
BANKING SERVICE
LABOR FORCE SURVEY
SOCIAL WELFARE
FINANCIAL DATA
BANKING SYSTEM
EDUCATION LEVELS
SMART CARDS
FAMILIES
CUSTOMER BASE
CREDIT CARDS
DEPRECIATION
ELECTRONIC PAYMENT
LIVING STANDARD
FINANCIAL SECTOR
ACQUISITION COSTS
STAKEHOLDERS
MONEY SOLUTION
SALE
LICENSES
SOURCE OF INFORMATION
BANK BRANCH
LOAN PAYMENTS
REGIONAL DEVELOPMENT BANKS
SAVINGS ACCOUNTS
RELIABILITY
BUSINESS OPPORTUNITY
INFORMATION SERVICES
USERS
ACQUISITION COST
GOVERNMENT BANKS
PAYMENT SYSTEMS
CREDIT CARD USE
PAYMENT SERVICES
RETAIL BANKING
MOBILE ACCESS
MAJOR BANKS
TELLERS
MERCHANT
AFFILIATES
TRANSACTIONS COST
BANKING SECTOR
E-GOVERNMENT
LEVEL OF EDUCATION
CAPITAL ADEQUACY
UTILITY BILL
INEQUALITY
MARKETING
ECONOMIC DEVELOPMENT
FINANCIAL PRODUCTS
ACCESS TO FINANCE
CHECKING ACCOUNTS
INVESTMENT ADVICE
INCOME GROUP
CENTRAL BANK OF SRI LANKA
ELECTRONIC ACCOUNTS
PURCHASES
SAVINGS ACCOUNT
INSURANCE PREMIUM
FORMAL FINANCIAL SERVICES
COMMERCIAL BANK
PRINT MEDIA
SALARY
BANK SERVICES
REMITTANCES
REPAYMENTS
LOW COST
USER
PROBABILITY
BUSINESS MODEL
CELL PHONES
INSURANCE
SUPPLY CHAIN
CONSUMER FINANCE
CURRENT ACCOUNT
MIGRATION
FINANCIAL INTEREST
MICROFINANCE INSTITUTIONS
BANK BRANCHES
TRANSACTIONAL ACCOUNTS
INTERNATIONAL LAW
FINANCIAL ACCESS
LEGISLATION
COMMERCIAL BANKS
MONEY MARKET
NEW ENTRANTS
MATERIAL
EXPATRIATES
MICROINSURANCE
LOAN REQUESTS
SOCIAL WELFARE PROGRAM
LEVEL OF KNOWLEDGE
CASH WITHDRAWALS
IDENTITY DOCUMENTS
LABOR FORCE
SAVINGS
UTILITY BILLS
ADB
MARKET SHARES
OUTREACH
QUERIES
ATM
URBAN AREAS
DEPOSIT BALANCE
ADVISORY SERVICES
Popis: Sri Lanka's population is still largely rural, nearly 85 percent lives outside of cities. There will probably be rural-to-urban migration in the future, which represents a potential opportunity to m-money providers. People working in cities often wish to repatriate their savings to their rural families conveniently and at a low cost. Income is fairly evenly spread across Sri Lanka s provinces, with the exception of the Western Province where Colombo, the largest city, is situated. Its GDP per capita places Sri Lanka near the average of comparable Southeast Asian countries. Malaysia is clearly an outlier with a considerably higher GDP per capita, but Sri Lanka s GDP is higher than that of the Philippines, where m-money has taken off dramatically. Poverty is less of a problem in Sri Lanka relative to countries like Bangladesh or Cambodia, where GDP per capita is much lower. The key point is that Sri Lanka is at a different stage in its economic development and is unlikely to have the same socioeconomic conditions that made m-money in Kenya accelerate so rapidly.
Databáze: OpenAIRE