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Hiter napredek informacijske tehnologije je vodil v množično uporabo interneta, prav tako pa tudi elektonskega bančništva. Prav takšna oblika bančništva nam ponuja veliko prednosti, ki se odražajo v prihranku časa, saj so nam storitve, ki jih ponujajo banke preko elektronskega bančništva na voljo 24 ur na dan in vse dni v letu in prihranku denarja saj s takšnim načinom poslovaja privarčujejo tako banke kot komtenti. Zelo pomembno vlogo igra prav tako varnost. Banka je dolžan postaviti varne sisteme, ki omogočjao komitentom varno in enostavno uporabljanje bančnih storitev. Komitenti pa moraj biti v ravnaju s spletno banko skrbni in odgovorni. Konkurenči boj v ponudbi spletnega bančništva je zelo velik, zato si morajo banke zagotoviti, da so v koraku s časom, kati drugače ne bodo imele konkurečne prednosti. V diplomskem seminarju smo najprej opredelili pojem elektronskega poslovanja, oblike in njegove prednosti in slabosti. Raziskali smo elektronsko bančništvo, vrse elektronsega bančništva, njegove prednosti in slabosti. Opredelili smo tudi pojem spletno bančništvo. Opisali smo razvoj elektronskega bančništva. Preučevali smo ponudbo slovenskih bank na področju elektronskega bančništva v primerjavi z bančništvom na madžarsem. Ugotovili smo, da je v Sloveniji, prav tako pa tudi na Madžarskem elektronsko bančništvo zelo razvito saj se obravnavani banki zavedata pomembnosti elektronskega poslovanja po internetu. Kar smo podkrepili na primerih spletnega bančništva v NKBM in Budapesti Bank. The rapid advances of informatin technology led to the mass use of the Internet, as well as elektonskega banking. It is this form of banking offers us many advantages, which are reflected in time savings, as a service offered by banks via electronic banking is available 24 hours a day, seven days a week and saving money because in this way will save both banks and customers. The Bank is obliged to establish a secure system that allows customers safe and easy application of banking services. Customers need to ensure carefully and responsible behavior. Fight competition in the supply of online banking is very high, so banks must ensure that they are in step with time, othervise they will not be competative. In this seminar, we first define the concept of electronic commerce, design and its advantages and disadvantages. We investigated the electronic banking, types of electronic bankig, its advanteges and disadvanteges. We defined the concept of online banking. We describe the development of electronic banking. We studied the Slovenian banks offer electronic banking in relation to banking in Hungary. We found that in Slovenia, as well as on the Hungarian electronic banking is highly developed because the present Bank recognize the importance of electronic commerce over the Internet. In seminar we also compare electronic banking in NKBM and Budapest Bank. |
