Measurement of regional supply of banking services against the background of digitization 2018 edition
| Autor: | Comisión Europea. Eurostat, Conrad, Alexander, Rösch, Fabian |
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| Jazyk: | angličtina |
| Rok vydání: | 2018 |
| Předmět: |
Bancos
Estadística regional Economía y hacienda Banking system Financial services Digitisation Electronic banking Sistema bancario Insurance Impacto de la tecnología de la información Banking policy Servicios financieros Digitalización Bancática Regional statistics Economy and finance Política bancaria Seguros |
| Popis: | El ISSN y el ISBN corresponden a la versión electrónica del documento The paper deals with the evaluation of the regional supply of financial services. Digitisation and the associated reduction of branches are taken into account. The previous measurement approach (branches per square kilometre or per inhabitant) will be critically examined and an extended measurement approach will be presented. This approach addresses demographic, topographical, settlement structural and infrastructural (Internet) aspects. It is been used by Conrad et al. (2018) for public savings banks and cooperative banks in Germany at a small-scale level. A comparison of the supply level within Germany was carried out. But a comparison with the results for different countries could not be made. This paper therefore discusses how the new approach can be applied to other European countries. It will be shown that the transmission is only partially successful because important data is missing. The data set problems are discussed in this paper and finally the results of the measurement and comparison of the supply situation of five European countries - based on the available data - are presented. Using the extended measurement approach, on the other hand, a more differentiated picture emerges. |
| Databáze: | OpenAIRE |
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