| Popis: |
Recent financial crises have revealed the importance for the industrial and financial development of countries. In Italy, in the first quarter of 2009, growing concerns about personal economic prospects and the evolution of the labor market have impaired consumers confidence providing motivation for increasing precautionary savings. Generally the savings propensity of Italian households is undergoing a series of changes that are related not only to the dissemination of innovative financial instruments but also to the changing demographic structure of the population. The aim of this research is to analyze the relationship between population structure and Italian household savings. Data is collected on Italian household saving published by the Bank of Italy, and data related to some demographic and economic indicators. The study finds that, in the current Italian population, saving choices are markedly different between generations, geographic areas and qualifications. |
