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This article analyzes the evolution of the number and volume of transactions of payment with cards, the evolution of the value transactions at POS and cash withdrawals from ATMs, registered in Romania between 2009-2014. Aim of the study is to represent identification of the existing connection: A. between number of payments with cards and value payments with debit and credit cards; B. between value transactions at POSs with cards and number of POSs existing in the country; C. between value transactions of cash withdrawals from ATMs with cards and number of ATMs existing in the country, registered in period of 2009 -2014, by using the dispersion analysis (ANOVA) method .The results of this analysis showed that there is a strong link between all variables analyzed. The number of transactions of payment with cards has increased to 218.09 million RON in 2014. Although many Romanians use debit cards for making purchases, credit card transactions are increasing. However the value of cash payments remains considerably higher than the value of payments with debit and credit cards. |
