Health Benefits In 2019: Premiums Inch Higher, Employers Respond To Federal Policy
| Autor: | Gregory Young, Daniel McDermott, Anthony Damico, Matthew Rae, Heidi Whitmore, Gary Claxton |
|---|---|
| Rok vydání: | 2019 |
| Předmět: |
Finance
Financing Personal Insurance Health business.industry 030503 health policy & services Health Policy Foundation (evidence) Health benefits Insurance Coverage Federal policy 03 medical and health sciences Health Benefit Plans Employee 0302 clinical medicine Financial incentives Government Regulation Humans 030212 general & internal medicine Business 0305 other medical science Health policy |
| Zdroj: | Health affairs (Project Hope). 38(10) |
| ISSN: | 1544-5208 |
| Popis: | The annual Kaiser Family Foundation Employer Health Benefits Survey found that in 2019 the average annual premium for single coverage rose 4 percent to $7,188, and the average annual premium for family coverage rose 5 percent to $20,576. Covered workers contributed 18 percent of the cost for single coverage and 30 percent of the cost for family coverage, on average, with considerable variation across firms. Fifty-seven percent of firms offered health benefits to at least some of their workers. While some larger firms reported that take-up dropped because of the elimination of the individual mandate penalty, the overall share of workers covered at their own firm (61 percent) was similar to that in recent years. Large employers reported taking a variety of steps to address the opioid epidemic over the past few years. Our findings offer some context for the role of health insurance reform in the 2020 election cycle. |
| Databáze: | OpenAIRE |
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