Crowdfunding: the collaborative economy for channelling institutional and household savings
| Autor: | Jaume Roig Hernando |
|---|---|
| Přispěvatelé: | Universitat Politècnica de Catalunya. Departament d'Organització d'Empreses |
| Jazyk: | angličtina |
| Rok vydání: | 2016 |
| Předmět: |
Finance
Pension Economics and Econometrics business.industry 05 social sciences Financial market Disintermediation Inversions Investment (macroeconomics) Sharing economy Loan 0502 economics and business Economia i organització d'empreses::Comptabilitat i control financer [Àrees temàtiques de la UPC] Business Management and Accounting (miscellaneous) Portfolio Alternative investment Business 050207 economics Investments Financial markets Collaborative economy Crowdfunding Alternative investment Retail investors Retirement plans Small and medium enterprises (SMEs) 050203 business & management |
| Zdroj: | Recercat. Dipósit de la Recerca de Catalunya instname UPCommons. Portal del coneixement obert de la UPC Universitat Politècnica de Catalunya (UPC) |
| Popis: | The financial disintermediation mechanism known as “loan-based-crowdfunding” has recently come under regulation in several countries. This competitive investment and finance vehicle is already well established in the US and British markets. By compiling empirical data from a reference crowdfunding platform, this article compares loan-based crowdfunding with traditional investment vehicles such as investment funds, equities or pension funds. The conclusion of the study is that saving through crowdfunding allows the optimization of a portfolio comprising both institutional and retail investors. |
| Databáze: | OpenAIRE |
| Externí odkaz: |
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