Applying the Verifiability Approach to insurance claims settings: Exploring the effect of the information protocol
| Autor: | Galit Nahari, Katharina Ludwig, Aldert Vrij, Adam Charles Harvey |
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| Rok vydání: | 2016 |
| Předmět: |
Interview
Internet privacy Diagnostic accuracy Computer security computer.software_genre verbal cues Verifiability Approach 050105 experimental psychology Pathology and Forensic Medicine Insurance claims Lie detection Psychology 0501 psychology and cognitive sciences Applied Psychology 0505 law Protocol (science) Event (computing) business.industry 05 social sciences deception detection Verbal cues 050501 criminology Verifiable secret sharing business computer insurance |
| Zdroj: | Harvey, A C, Vrij, A, Nahari, G & Ludwig, K 2017, ' Applying the Verifiability Approach to insurance claims settings : exploring the effect of the information protocol ', Legal and Criminological Psychology, vol. 22, no. 1, pp. 47-59 . https://doi.org/10.1111/lcrp.12092 |
| ISSN: | 1355-3259 |
| Popis: | PurposeLie detection in insurance claim settings is difficult as liars can easily incorporate deceptive statements within descriptions of otherwise truthful events. We examined whether the Verifiability Approach (VA) could be used effectively in insurance settings. According to the VA, liars avoid disclosing details that they think can be easily checked, whereas truth tellers are forthcoming with verifiable details.MethodThe study experimentally manipulated notifying claimants about the interviewer's intention to check their statements for verifiable details (the ‘Information Protocol’). It was hypothesized that such an instruction would (1) encourage truth tellers to provide more verifiable details than liars and to report identifiable witnesses who had witnessed the event within their statements, and (2) would enhance the diagnostic accuracy of the VA. Participants reported 40 genuine and 40 fabricated insurance claim statements, in which half the liars and truth tellers were notified about the interviewer's intention to check their statements for verifiable details.ResultsBoth hypotheses were supported. In terms of accuracy, notifying claimants about the interviewer's intention to check their statements for verifiable details increased accuracy rates from around chance level to around 80%.ConclusionThe VA, including the information protocol, can be used in insurance settings. |
| Databáze: | OpenAIRE |
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