Workers’ Compensation Insurer Risk Control Systems: Opportunities for Public Health Collaborations
| Autor: | Libby L. Moore, Steven J. Wurzelbacher, Taylor M. Shockey |
|---|---|
| Jazyk: | angličtina |
| Rok vydání: | 2018 |
| Předmět: |
medicine.medical_specialty
Poison control Insurance Carriers Workers' compensation Suicide prevention Occupational safety and health Article 03 medical and health sciences 0302 clinical medicine Insurance Accident Injury prevention medicine Humans 0501 psychology and cognitive sciences Safety Risk Reliability and Quality 050107 human factors Actuarial science Public health 05 social sciences Human factors and ergonomics 030210 environmental & occupational health United States Identification (information) Workers' Compensation Business Public Health |
| Zdroj: | J Safety Res |
| Popis: | Introduction Workers' compensation (WC) insurers offer services and programs for prospective client selection and insured client risk control (RC) purposes. Toward these aims, insurers collect employer data that may include information on types of hazards present in the workplace, safety and health programs and controls in place to prevent injury/illness, and return-to-work programs to reduce injury/illness severity. Despite the potential impact of RC systems on workplace safety and health and the use of RC data in guiding prevention efforts, few research studies on the types of RC services provided to employers or the RC data collected have been published in the peer-reviewed literature. Methods Researchers conducted voluntary interviews with nine private and state-fund WC insurers to collect qualitative information on RC data and systems. Results Insurers provided information describing their RC data, tools, and practices. Unique practices as well as similarities including those related to RC services, policyholder goals, and databases were identified. Conclusions Insurers collect and store extensive RC data, which have utility for public health research for improving workplace safety and health. Practical applications Increased public health understanding of RC data and systems and an identification of key collaboration opportunities between insurers and researchers will facilitate increased use of RC data for public health purposes. |
| Databáze: | OpenAIRE |
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