Improving the resilience of SMEs in times of crisis: The impact of mobile money amid Covid‐19 in Zambia

Autor:	Wenxiu (Vince) Nan, Minseok Park
Rok vydání:	2021
Předmět:	Geography Planning and Development Development
Zdroj:	Journal of International Development. 34:697-714
ISSN:	1099-1328 0954-1748
DOI:	10.1002/jid.3596
Popis:	This study investigates the impact of mobile money (MM) on SMEs' resilience and the associated business outcome in developing countries amid Covid-19. Despite the potential of MM to improve SMEs' resilience, little evidence has been documented. Using Enterprise Survey data in Zambia, we show that SMEs are more likely than large firms to experience catastrophic sales decline, reflecting their inherent vulnerability. Further analysis reveals that this unfavourable effect can be effectively counteracted when SMEs incorporate MM into daily business. An important policy implication is that the use of digital technologies should be a key element of policy responses to Covid-19.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_dedup___::c87c6d833ee93813a8d50706c4b9e937 https://doi.org/10.1002/jid.3596 Zobrazit plný text záznamu