Bank – SMEs relationships and banks’ risk-adjusted profitability

Autor:	Andrea Moro, Antti Fredriksson
Rok vydání:	2014
Předmět:	Typology Economics and Econometrics ta511 Scope (project management) media_common.quotation_subject Financial system Affect (psychology) Commerce Margin (finance) Loan Profitability index Quality (business) Business ta512 Finance Risk adjusted media_common
Zdroj:	Journal of Banking and Finance. 41:67-77
ISSN:	0378-4266
DOI:	10.1016/j.jbankfin.2013.12.026
Popis:	This research investigates how SME performance, the typology of loans and the length and scope of relationships between small banks and SMEs affect the margin adjusted for the risk that each customer generates. After analysing 4285 firm-year observations from Finnish banks, the quality of a SME’s performance is found to be the major factor in explaining the risk-adjusted profitability of banks. However, the length and scope of a relationship and the loan dimensions also play an important role.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_dedup___::a716f4fb8c54fd13b6b2c8733503db93 https://doi.org/10.1016/j.jbankfin.2013.12.026 Zobrazit plný text záznamu Full Text from ScienceDirect