Тенденції розвитку небанківських фінансових установ на ринку фінансових послуг України
| Rok vydání: | 2020 |
|---|---|
| Předmět: |
010302 applied physics
Pension education.field_of_study Economic sector Bond Financial intermediary Population 020206 networking & telecommunications Financial system 02 engineering and technology Investment (macroeconomics) 01 natural sciences Social security Insurance policy 0103 physical sciences нацкомфінпослуг фінансові компанії ломбарди кредитні спілки пенсійні фонди страхові компанії 0202 electrical engineering electronic engineering information engineering lcsh:SD1-669.5 General Earth and Planetary Sciences Business lcsh:Forestry education General Environmental Science |
| Zdroj: | Науковий вісник НЛТУ України, Vol 30, Iss 1, Pp 109-114 (2020) |
| ISSN: | 2519-2477 1994-7836 |
| DOI: | 10.36930/40300119 |
| Popis: | Financial institutions play a decisive role in the overall development of individual sectors of the economy and perform an important socio-economic function by attracting and then redistributing the borrowed funds to other financial assets. The experience of developed countries shows that the effective functioning of non-banking financial institutions has a significant economic effect. This is demonstrated by the ability to effectively influence the growth of investment resources in the country's economy, meeting the needs of economic entities in the required capital. This trend is especially relevant for Ukraine in the current conditions of formation of an investment-innovative model of development of the national economy and its financial systems. The main activities of modern non-banking financial institutions are related to the accumulation of savings of the population by attracting funds for deposits, issue of own shares, bonds, sale of insurance policies; lending to a certain sphere of economy or economic activity, a population group; providing mortgage loans; organization of pension and social security of the population; transactions within the framework of credit mutual assistance. In this article the current state of non-banking financial intermediation in Ukraine is analyzed. The problems of the domestic non-banking financial sector in the current economic conditions are investigated. The most characteristic signs of systemic problems in the non-banking financial sector of Ukraine in recent years have been identified. The directions of increasing the efficiency of the functioning of joint investment institutes are offered. The modern tendencies of development of the domestic insurance market are investigated. Measures have been formulated to increase the efficiency of the insurance market participants. The main factors that impede the development of non-state pension insurance are identified. Ways to improve the system of non-state pension insurance in Ukraine are suggested. Problems of functioning of domestic credit unions are singled out and directions for further intensification of their activity are worked out. Measures to ensure financial stability and effective development of the non-banking financial sector of Ukraine are proposed. |
| Databáze: | OpenAIRE |
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