Bank branches expansion, efficiency and local economic growth
| Autor: | Paola Brighi, Cristina Bernini |
|---|---|
| Přispěvatelé: | Bernini, Cristina, Brighi, Paola |
| Rok vydání: | 2017 |
| Předmět: |
Network expansion
Credit availability bank efficiency 050208 finance Cost efficiency 05 social sciences General Social Sciences functional distance local economic growth Local economic development Social Sciences (all) cooperative bank Structural change Local economy 0502 economics and business Economics Product (category theory) 050207 economics branche Industrial organization General Environmental Science |
| DOI: | 10.6084/m9.figshare.5488072 |
| Popis: | This study investigates the effects of branch network expansion and geographical strategies on the cost efficiency of Italian cooperative banks between 2006 and 2013. Results indicate that, except for banks with a more diversified product offering, expansion has a negative impact on efficiency, which is exacerbated by increased distance between the headquarters and branches. Any positive effect due to a larger bank size is neutralized by the branch expansion. Efficient local banks and a larger credit availability boost the local economy, while a bank structural change by a branch expansion generates a negative effect in terms of local economic development. |
| Databáze: | OpenAIRE |
| Externí odkaz: |
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