Consumer Use of Multiple Payment Methods

Autor:	Oz Shy
Rok vydání:	2021
Předmět:	Organizational Behavior and Human Resource Management Economics and Econometrics Actuarial science Demographics Inequality Strategy and Management media_common.quotation_subject Payment Degree (temperature) Management of Technology and Innovation Cash Respondent ComputingMilieux_COMPUTERSANDSOCIETY Business media_common
Zdroj:	Review of Industrial Organization. 58:339-355
ISSN:	1573-7160 0889-938X
DOI:	10.1007/s11151-020-09803-w
Popis:	This article investigates the degree to which buyers choose to diversify their use of payment methods for in-person purchases. Some buyers use only one payment instrument. Others combine the use of mostly cash, credit, and debit cards, and a few paper checks and prepaid cards. To each survey respondent, I apply three concentration and inequality measures over the use of payment instruments. Results show that the average and median degree of consumers' payment concentration only slightly decline with payment volume and exhibit almost no correlation with consumer demographics.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_dedup___::790de8548f33be02e9d842f698e41274 https://doi.org/10.1007/s11151-020-09803-w Zobrazit plný text záznamu Plný text ve formátu PDF Plný text ve formátu HTML
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