Segmentation in the informal credit markets: the case of the Philippines

Autor:	Geetha Nagarajan, Leroy J. Hushak, Richard L. Meyer
Rok vydání:	1995
Předmět:	Microeconomics Transaction cost Economics and Econometrics Matching (statistics) Market segmentation Agriculture business.industry Economics Segmentation Agribusiness Agricultural Finance business Agronomy and Crop Science Agribusiness
Zdroj:	Agricultural Economics. 12:171-181
ISSN:	0169-5150
DOI:	10.1016/0169-5150(95)01135-8
Popis:	This paper explains market segmentation that occurs in the Philippine informal credit markets through the matching of borrowers and lenders by their occupational specializations to internalize transaction costs and facilitate economic activity. The regression results support a predictable pattern of matching farmer lenders with borrowers specialized in non-farm activities and trader lenders with borrowers specialized in farming.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_dedup___::732339cf5e68fd5938c0e560b9cf67b4 https://doi.org/10.1016/0169-5150(95)01135-8 Zobrazit plný text záznamu