Does experience rating reduce sickness and disability claims? Evidence from policy kinks
| Autor: | Tuuli Paukkeri, Tomi Kyyrä |
|---|---|
| Rok vydání: | 2018 |
| Předmět: |
Adult
Employment Male media_common.quotation_subject Risk Assessment Insurance Coverage Insurance Disability benefits 0502 economics and business Humans Disabled Persons 050207 economics Function (engineering) Finland 050205 econometrics media_common Models Statistical Actuarial science Health Policy 05 social sciences Causal effect Public Health Environmental and Occupational Health Degree (music) Health Benefit Plans Employee Insurance Disability Female Sick Leave Psychology Disability insurance Panel data |
| Zdroj: | Journal of Health Economics. 61:178-192 |
| ISSN: | 0167-6296 |
| DOI: | 10.1016/j.jhealeco.2018.07.007 |
| Popis: | We study whether the experience rating of employers’ disability insurance premiums affects the inflow to disability benefits in Finland. To identify the causal effect of experience rating, we exploit kinks in the rule that specifies the degree of experience rating as a function of firm size. Using comprehensive matched employer–employee panel data, we estimate the effects of experience rating on the inflow to sickness and disability benefits. We find that experience rating has little or no effect on either of these outcomes. |
| Databáze: | OpenAIRE |
| Externí odkaz: |
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