The rise and fall of Italian Saving Banks. A DEA efficiency approach
| Autor: | Alfredo Esposito, Simona Alfiero, Ruggiero Doronzo, Umberto Bocchino |
|---|---|
| Rok vydání: | 2017 |
| Předmět: |
Risk Management
050208 finance Saving Banks Risk Management Efficiency Data Envelopment Analysis Financial economics business.industry 05 social sciences Efficiency General Business Management and Accounting Data Envelopment Analysis Saving Banks 0502 economics and business Data envelopment analysis Business 050207 economics Risk management |
| Zdroj: | Corporate Ownership and Control. 14:349-361 |
| ISSN: | 1810-3057 1727-9232 |
| DOI: | 10.22495/cocv14i4c2art2 |
| Popis: | Nowadays, Italian Savings Banks (SBs) are providing financial support for the development of local economies as full commercial competitors and players of the Italian banking sector. The study points out the strong link between efficiency performance and the evolution of the sector characterised by a transition from a territorial proximity to a regional brand and thus to a partial collapse. Via the non-parametric Data Envelopment Analysis – Slack Based Model methodology, the evaluation of the SBs efficiency score is carried out over the 2010-2015 period. The results show that SBs belonging to a Bank Group regularly outperform the Stand-Alone ones. Thus, generally increasing technical efficiency, managerial efficiency and scale efficiency confirm the sectorial evolution. The study is innovative for considering the question of SBS and territorial branding of banking groups. Moreover, its results help to understand how to avoid the same mistakes of the past in the future, therefore, under current circumstances, it is particularly important for scholars, managers, people of local communities, and decision-makers. |
| Databáze: | OpenAIRE |
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