A proposed cloud-based billers hub using secured e-payments system

Autor: Belal Ayyoub, Mahdi A. Nisirat, Mohammad Al Khawaldah, Farouq M. S. Al-Taweel, Bilal Zahran
Rok vydání: 2021
Předmět:
Zdroj: TELKOMNIKA (Telecommunication Computing Electronics and Control). 19:339
ISSN: 2302-9293
1693-6930
DOI: 10.12928/telkomnika.v19i1.15879
Popis: Automation of several payment processes from start to end is a challenging task, particularly when multiple payments from online and offline billers are involved. In this paper, we introduced a new aggregator system to combine all billing system types, in which it is possible to pay invoices electronically. The proposed aggregator system was designed to be employed in a cloud-based billers hub (CBBH) developed by the central banks. Furthermore, many applications can be realized such as; deposit e-money, withdrawal e-money, and other applications. A Gateway translator is used to apply authentication rules, security, and privacy. The proposed system was employed in the Jordanian payment gateway and successfully fulfills its purpose.  
Databáze: OpenAIRE