Popis: |
The repercussions of the financial crisis continue everywhere in the world. The issues of financial collapse often start from insufficient capital to face the many risks that surround banks or financial institutions. In this regard, several meetings have been held between major countries to address this threat, leading to the launching of the Basel decisions (I, II and III). The research aims to indicate the most important requirements of Basel III as financial indicators, and then tested on one of the banks of the private sector actors (the National Bank of Iraq), to show the impact of solvency and liquidity indicators on stock prices and the conviction of investors to invest in banks as a result of these indicators. The research has reached some results; that, Basel III requirements are necessary to enhance the solvency and liquidity of banks if adopted in a manner commensurate with the nature and circumstances of each market. The environment surrounding banks and financial institutions affects the nature of their business, as well as their impact on the level of performance and confidence of any bank. It is therefore assumed that Basel III requirements are harmonized with the legal and domestic requirements of a country, and that the minimum requirements are determined accordingly.&lrm |