The Insurance Behavior Evaluation Process of Workers in the Container Terminal Operation Context: An Example in the Port of Kaohsiung
Autor: | Chaur-Luh Tsai |
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Jazyk: | angličtina |
Rok vydání: | 2017 |
Předmět: |
Risk
Evaluation process media_common.quotation_subject 050109 social psychology Sample (statistics) Context (language use) Affect (psychology) Perception 0502 economics and business lcsh:Technology (General) 0501 psychology and cognitive sciences lcsh:Social sciences (General) media_common 050210 logistics & transportation Actuarial science Insurance behavior 05 social sciences Uncertainty Questionnaire Port (computer networking) Purchasing Risk perception General Energy General Earth and Planetary Sciences lcsh:T1-995 lcsh:H1-99 Business Container terminal |
Zdroj: | International Journal of e-Navigation and Maritime Economy, Vol 6, Iss C, Pp 17-28 (2017) |
ISSN: | 2405-5352 |
Popis: | The aims This study aims to elucidate workers’ compensatory accident insurance purchasing behavior, as well as proposing a model to explain the behavioral intentions of front-line workers to purchase compensatory accident insurance. The scope The workers of the container terminal in the Kaohsiung port were used as the sample in this study. Methodology A questionnaire survey was administered to collect workers’ perceptions of accident insurance. The analysis methods of EFA, CFA and SEM were employed for further analysis. Conclusions According to a primary component factor analysis, three dimensions of insurance perception were found: perceived risk; perceived need for accident insurance; and perceived usefulness of accident insurance. The findings indicate that perceived risk, perceived need, and perceived usefulness of accident insurance positively affect the intention to purchase accident insurance. It is also found that perceived need constitutes the major factor affecting the intention of front-line workers to purchase accident insurance. However, perceived need is determined to play both a mediating and modulating role in the insurance behavior evaluation process model. |
Databáze: | OpenAIRE |
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